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- Phokaioglaukos - 11-30-2011
arena wrote:
Quote:tamagee wrote:Quote:If we have a large enough group, we could probably reserve the track as a PCA event some night or even weekend.I brought this idea up at the last board meeting, and supposedly the PCA doesn't allow karting as a club activity. That being said, if a group of us want to go, there is nothign stopping us from meeting up down there :dude:
Terry
PCA insurance does not cover karting, so it cannot be a PCA event. It is possible to have a PCA event near a karting facility (parking lot get together, group drive or the like) that ends before some members go into the karting facility. Such an event could be advertised on the RTR web site.
I'd be interested in a LVGP trip. Good track there and some nice roads too.
- Ben951 - 11-30-2011
That's interesting. Chris, can you provide a brief overview of how PCA insurance works? Does it cover members at events? How does that work at say, a DE or AutoX? I thought those (DE, at least) required its own insurance? Is PCA insurance liability, where are the DE insurance would be for one's own property (vehicle, extra liability?)
- Phokaioglaukos - 11-30-2011
If you really want to understand the whole PCA program, login to pca.org as a member and read RPM (Region Propcedures Manual). It's the guide to running a region and is required reading for the RTR board members.
Here is the insurance summary from the same source. Further questions should be directed to your current RTR officers!
[size=4]
Porsche Club of America Insurance Plan 2003 to Present
Summary of Event Liability Coverage
Written by ACE American Insurance Company
through Wells Fargo Insurance
General Description:
[/size]This general liability insurance coverage is intended to protect PCA and its chartered regions and their members, event officials/instructors, drivers, crews, and other event participants, as well as event site and owners/managers/lessors and event racing vehicle owners and sponsors, and event sponsors from bodily injury, property damage, personal injury or advertising claims arising out of a covered incident at a PCA moving car or nonmoving car (meetings, concours, etc.) event.
[size=4]Type of Coverage: Limits:
[/size]Bodily Injury Liability, Property Damage $10,000,000
Liability, Participant Legal Liability, Per event
Contractual Liability, Products Liability,
Personal Injury and Advertising Liability,
Host Liquor Liability; Mobile Equipment Liability
Medical Professional Liability (Excess) $10,000,000
Per event
Event Officials’ Errors and Omissions
Coverage regarding rules enforcement $ 100,000
Per event
[size=4]Exclusions:
[/size]Exclusions include, but are not limited to the following:
Moving car events where no effective system is in effect to collect Release and Waiver forms or where members of the general public are permitted to enter restricted areas without signing Release and Waiver forms, as well as concerts, amusement rides, thrill shows, etc.
- Ben951 - 11-30-2011
Thank you Chris.