DE Insurance

[Brian Minkin]

eddiek wrote:

I called my State Farm agent about 10 days before the Ronald McDonald weekend, about 6 days later, after checking with the underwriter they emailed me to say that I was covered for the weekend.

Regardless of what the underwriter said to your agent it is the language in the policy that is the bottom line. This is the exclussion in a State Farm PA Automobile Policies.

New Coverage Exclusions

There is no Liability Coverage while a vehicle is off public roads and being prepared for, used in practice for, or operated in any racing, speed, hill-climbing, jumping, or other similar contest; or on a track designed primarily for racing or high-speed driving.

There is no Physical Damage Coverage while a vehicle is being prepared for, used in practice for, or operated in any racing, speed, hill-climbing, jumping, or other similar contest on any road; or on a track designed primarily for racing or high-speed driving

You are not covered by State Farm when the vehicle is "on a track desgned primarily for racing or high-speed driving".