DE Insurance

[KennyB]

Brian Minkin wrote:

Let me raise one more point about standard insurers who pay out on a DE incident. If the big one happens to you and the insurer pays a huge claim 1st expect not to be renewed the following policy period. Second expect to pay huge premiums to get insurance from any insurer after this claim is on your record. Separate DE insurance makes sense rather then risking being insurable and the cost of standard automobile insurance. If you do only one or two events a year then buy single event insurance. If you are an addict like I am buy an annual policy.

What he said. Some insurers, like Allstate, do cover claims (you can ask one RTR-er I know of for confirmation) but the subsequent problems may not be worth it.