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12-16-2010, 04:15 AM
Good Morning RTR,
In a nutshell, I picked up a 2011 Shelby GT350 and insured the car with agreed value with my insurance company. On the 29th day of ownership, I got rear ended at about 35mph by a kid that was not paying attention. I was completely stopped in traffic and had been for about 30 seconds. While I am having back and neck issues from the incident, I am hopefull that after a series of mri's to get a better indication of the problems.
The other issue at hand is that the car already has collector status as they will only make 150 of these 45th Anniversary cars. In fact, one car has already sold on ebay for 20k over sticker. This issue here is that obviously both companies (mine and the kid's) want to fix the car at an estimated 20k versus totaling the car. As a victim in this mess, I am going to wind up with a car that may or may not be repaired correctly and a high horsepower car that I planned on an occasional track day with that must be structurally sound after any repairs. As the victim, I will also be out the estimated 30% value of the car since it now has a negative carfax. How is it that all insurance companies are warm and fuzzy when they take your money and take the corporate policy stance instead of the honest stance when presented with a choice.
before:
In a nutshell, I picked up a 2011 Shelby GT350 and insured the car with agreed value with my insurance company. On the 29th day of ownership, I got rear ended at about 35mph by a kid that was not paying attention. I was completely stopped in traffic and had been for about 30 seconds. While I am having back and neck issues from the incident, I am hopefull that after a series of mri's to get a better indication of the problems.
The other issue at hand is that the car already has collector status as they will only make 150 of these 45th Anniversary cars. In fact, one car has already sold on ebay for 20k over sticker. This issue here is that obviously both companies (mine and the kid's) want to fix the car at an estimated 20k versus totaling the car. As a victim in this mess, I am going to wind up with a car that may or may not be repaired correctly and a high horsepower car that I planned on an occasional track day with that must be structurally sound after any repairs. As the victim, I will also be out the estimated 30% value of the car since it now has a negative carfax. How is it that all insurance companies are warm and fuzzy when they take your money and take the corporate policy stance instead of the honest stance when presented with a choice.
before:
Tony Scalies
'12 Boss 302
'11 GT350
'12 Boss 302
'11 GT350