DE Insurance is available!

[Phokaioglaukos]

My quotation from Chris Maume for $90,000 coverage:

$2,700 Premium

4% E&S Tax- $108

$10 MVR fee-no markup and is one time only, not charged if renewed

Total-$2,818

He also said that he'd send me a copy of the policy when it's ready--it's not quite done yet, but it should be on his web site by March 15. He said to expect a standard auto polciy but without the on-track exclusion and with an over-the-road exclusion, that is, it will not cover the car anywhere but within the confines of a track facility, including the paddock. That also means it is not agreed value coverage--it's actual cash value, so if you insure for $90K but they determine your car, including modifications is only worth $85K, you only get a claim for $85K. That's how over-the-raod coverage works. They are offering coverage in every state except MA, NH and MI.

I plan to see the policy language (I cannot help myself) and if it's as advertised I'll sign up. Coverage is a full year and unlimited number of track days. That works well for me. That Laurel DE was not licensed to sell insurance anywhere in the US and the carrier did not have an AM Best rating were deal killers for me, although I have heard that they have paid their claims.