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Riesentöter Forums › General Discussion › Off-Topic v
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My New Shelby Rear Ended

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My New Shelby Rear Ended
Tony356993 Offline
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#1
12-16-2010, 04:15 AM
Good Morning RTR,

In a nutshell, I picked up a 2011 Shelby GT350 and insured the car with agreed value with my insurance company. On the 29th day of ownership, I got rear ended at about 35mph by a kid that was not paying attention. I was completely stopped in traffic and had been for about 30 seconds. While I am having back and neck issues from the incident, I am hopefull that after a series of mri's to get a better indication of the problems.

The other issue at hand is that the car already has collector status as they will only make 150 of these 45th Anniversary cars. In fact, one car has already sold on ebay for 20k over sticker. This issue here is that obviously both companies (mine and the kid's) want to fix the car at an estimated 20k versus totaling the car. As a victim in this mess, I am going to wind up with a car that may or may not be repaired correctly and a high horsepower car that I planned on an occasional track day with that must be structurally sound after any repairs. As the victim, I will also be out the estimated 30% value of the car since it now has a negative carfax. How is it that all insurance companies are warm and fuzzy when they take your money and take the corporate policy stance instead of the honest stance when presented with a choice. 

before:


 

 
Tony Scalies
'12 Boss 302
'11 GT350


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Tony356993 Offline
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Members
Posts: 1,283
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#2
12-16-2010, 04:17 AM
29 days later:

 
Tony Scalies
'12 Boss 302
'11 GT350


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Tony356993 Offline
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#3
12-16-2010, 04:18 AM
another
Tony Scalies
'12 Boss 302
'11 GT350


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Tony356993 Offline
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Posts: 1,283
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#4
12-16-2010, 04:18 AM
another:
Tony Scalies
'12 Boss 302
'11 GT350


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Tony356993 Offline
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Posts: 1,283
Threads: 85
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#5
12-16-2010, 04:19 AM
another:
Tony Scalies
'12 Boss 302
'11 GT350


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Tony356993 Offline
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Posts: 1,283
Threads: 85
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#6
12-16-2010, 04:19 AM
the assault vehicle:
Tony Scalies
'12 Boss 302
'11 GT350


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Tony356993 Offline
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#7
12-16-2010, 04:22 AM
might need the perfect high end shop that can handle the frame rail damage, the body work and suspension/mod shop work to on the go fast parts. any ideas?
Tony Scalies
'12 Boss 302
'11 GT350


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cjbcpa Offline
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#8
12-16-2010, 05:26 AM
I can't believe I'm suggesting this, but I might talk to a lawyer.

There are a lot of issues in the mix and you might be fighting your own insurance company as much as the kid's. I'm not sure either insurance company is really going to be on your side (regardless of what "Nationwide" might say)


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Chris Barone

2008 Cayman S
1986 951 Black
1986 911 Coupe


1986 951 Guards Red, what else. RIP 10/17/2009
1996 911 Coupe
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ccm911 Offline
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#9
12-16-2010, 05:32 AM
Why couldn't you just go to the best(Most Expensive) body shop and have them provide photographic documentation of the repair?  That way, should the issue arise when selling, you will be completely covered.  I know this is not the optimal aproach, but at this point we need to think about mitigating any possible devaluing of the car.

And was that your oil sump on the ground on the one picture?  That had to be a pretty hard hit.
Christopher Mahalick
1984 911 Targa
2001 BMW 530i
1974 Lotus Europa
1994 Ducati 900SS/SP
197(?)Suzuki GT-750 Street fighter
1965 Suzuki Hillbilly
1983 Suzuki GS-1100ES
2006 Kawasaki Ninja 250
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Phokaioglaukos Offline
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#10
12-16-2010, 11:15 AM
I am SO sorry, Tony! I really feel for you, and hope you are better soon.
Chris
981 GT4
996 GT3 Cup
911 Carrera Sport Coupe
PCA Nationally Trained DE Instructor #200810247
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